Commercial Property

Commercial property insurance agency NY
Bellido Insurance offers a variety of insurance products for businesses to cover your property and protect your business’ buildings, personal property and income. We’ll help you manage and reduce your business risk wherever possible and maintain a clear focus on reducing costs. Our personal, friendly approach will provide you with superior business protection and exceptional results.

Commercial General Liability

Commercial general liability
General liability insurance protects the assets of your business if it becomes involved in a lawsuit. It can be purchased separately or as part of a business owner's policy. Together with property and Worker's Compensation insurance, general liability insurance is essential for most companies. Typically, medical payments, contractual liability, and coverage for premises and operational liability are also included.

Commercial Automobile

Commerical auto insurance company NY
If your business requires the use of automobiles you need automobile insurance to protect it against losses caused by autos as part of your operations. Automobile insurance protects your business against damage, driver injury or death and loss or damage to a third party's property or vehicle whether you or your employees are driving an owned or non-owned vehicle.  If you’re an auto dealer or repair garage with customers’ vehicles in your possession, or a trucking business, you may need a commercial auto insurance policy.

Workers' Compensation

Workers' Compensation insurance company NY
Workers’ Compensation insurance is required in New York State and helps mitigate your financial risks if and when employees are injured on the job. Workers’ Compensation insurance pays for the medical care and physical rehabilitation of injured workers and helps to replace lost wages while they are unable to work. It may also provide benefits for dependents of employees killed on the job through work-related accidents or illnesses. The team at Bellido Insurance are Workers’ Compensation experts. In fact, we are frequently referred by lawyers and accountants on behalf of their clients to work with New York State in resolving Workers’ Compensation penalties.

Professional Liability

Professional Liability Insurance Company
Bellido Insurance offers Professional Liability coverage to protect professionals such as accountants and attorneys, as well as real estate brokers, consultants and others, against claims incurred as a result of errors and omissions in performing their professional services. Most professional liability policies only cover economic or financial losses suffered by third parties, as opposed to bodily injury and property damage claims.

Directors & Officers Liability

Directors & Officers liability insurance helps protect corporations, privately held firms, not-for-profit organizations, and educational institutions by covering the costs of lawsuits brought against company directors and officers for errors and omissions, as well as managerial decisions that have adverse financial consequences.

Group Disability

Group disability insurance NY
Group disability insurance does exactly what the name implies: it is a single disability policy that covers a group of people. Group disability can be a low-cost alternative to individual disability insurance.

Employment Practices Liability

Employment practices liability company
Employment Practices Liability, commonly referred to as EPLI, provides protection against the risks related to discrimination claims, workplace harassment, wrongful termination or other employment practices.

Liquor Liability Insurance

Liquor liability insurance agency NY
Serving liquor at your business or at an event can lead to intoxication, property damage, negligence, unruly behavior and worse. Bellido Insurance offers insurance products that help protect your business from liability claims brought on by businesses and events associated with alcohol consumption. The best way to avoid these risks is to protect yourself and your business. Bellido Insurance can help.

Life Insurance

Life insurance agency Queens, NY
Bellido Insurance has life insurance plans that will help your family pay off the mortgage, send children to college or secure your spouse's retirement years should something happen unexpectedly. It's important you have adequate life insurance to protect your family if the worst happens.

Homeowners Insurance

Homeowners insurance agency NY
If you’re like many people your home is your biggest investment—and it and the items within it need protection. The same goes for renters or condo and co-op residents. Bellido Insurance offers homeowners insurance to cover both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family may cause to other people. Our standard homeowners insurance policy will provide financial protection against disasters (with the exception of floods, earthquakes, improper maintenance, etc.) and will insure your home and the items you keep in it.

Flood Insurance

Flood insurance company NY
Stand-alone coverage for flood losses. Floods can result from spring rains, snow melt and heavy thunder storms. Floods are among the most common disasters that strike.

Personal Automobile Insurance

Auto insurance company NY
Our automobile insurance policies satisfy the financial responsibility portion of New York State law. The policies provide coverage for medical payments and property damage from auto accidents, and help protect you in case of lawsuits from these accidents, or accidents with uninsured drivers. Some auto policies also cover physical damage to your own car.

Condo/Co-op/Renters Insurance

Renters insurance agency NYC
If you rent an apartment or own a condominium, you need insurance to protect your belongings. Our renters insurance policies exclusively insure the personal property of renters. While your landlord or condo association might have insurance, it only protects the building. Your belongings are not covered under those policies.

Umbrella Insurance

Umbrella insurance company NY
An umbrella policy protects you from financial catastrophe due to lawsuits. It offers additional protection above and beyond your standard homeowners and auto policy limits and helps eliminate any gaps in your coverage.

Travel Insurance

Travel insurance company NY
Travel insurance provides indemnification for trip cancellation or interruption, theft or loss of property while travelling, and emergency medical and dental expenses during the trip.