Our Insurance Services

Bellido Insurance offers a variety of insurance products for businesses to cover your property and protect your business’ buildings, personal property and income. We’ll help you manage and reduce your business risk wherever possible and maintain a clear focus on reducing costs. Our personal, friendly approach will provide you with superior business protection and exceptional results.

General liability insurance protects the assets of your business if it becomes involved in a lawsuit. It can be purchased separately or as part of a business owner's policy. Together with property and Worker's Compensation insurance, general liability insurance is essential for most companies. Typically, medical payments, contractual liability, and coverage for premises and operational liability are also included.

If your business requires the use of automobiles you need automobile insurance to protect it against losses caused by autos as part of your operations. Automobile insurance protects your business against damage, driver injury or death and loss or damage to a third party's property or vehicle whether you or your employees are driving an owned or non-owned vehicle.  If you’re an auto dealer or repair garage with customers’ vehicles in your possession, or a trucking business, you may need a commercial auto insurance policy.

Workers’ Compensation insurance is required in New York State and helps mitigate your financial risks if and when employees are injured on the job. Workers’ Compensation insurance pays for the medical care and physical rehabilitation of injured workers and helps to replace lost wages while they are unable to work. It may also provide benefits for dependents of employees killed on the job through work-related accidents or illnesses. The team at Bellido Insurance are Workers’ Compensation experts. In fact, we are frequently referred by lawyers and accountants on behalf of their clients to work with New York State in resolving Workers’ Compensation penalties.

Bellido Insurance offers Professional Liability coverage to protect professionals such as accountants and attorneys, as well as real estate brokers, consultants and others, against claims incurred as a result of errors and omissions in performing their professional services. Most professional liability policies only cover economic or financial losses suffered by third parties, as opposed to bodily injury and property damage claims.

Directors & Officers liability insurance helps protect corporations, privately held firms, not-for-profit organizations, and educational institutions by covering the costs of lawsuits brought against company directors and officers for errors and omissions, as well as managerial decisions that have adverse financial consequences.

Group disability insurance does exactly what the name implies: it is a single disability policy that covers a group of people. Group disability can be a low-cost alternative to individual disability insurance.

Employment Practices Liability, commonly referred to as EPLI, provides protection against the risks related to discrimination claims, workplace harassment, wrongful termination or other employment practices.

Serving liquor at your business or at an event can lead to intoxication, property damage, negligence, unruly behavior and worse. Bellido Insurance offers insurance products that help protect your business from liability claims brought on by businesses and events associated with alcohol consumption. The best way to avoid these risks is to protect yourself and your business. Bellido Insurance can help.